{"id":1984,"date":"2020-03-19T13:22:31","date_gmt":"2020-03-19T07:52:31","guid":{"rendered":"https:\/\/ripenapps.com\/blog\/?p=1984"},"modified":"2025-07-21T11:44:00","modified_gmt":"2025-07-21T06:14:00","slug":"payment-gateway-integration-app-need","status":"publish","type":"post","link":"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/","title":{"rendered":"Payment Gateway Integration into an App: Need of Mobile-First World\u00a0\u00a0"},"content":{"rendered":"<p>The need of Payment gateway into App is becoming a need of today as well as tomorrow as its market value is estimated to hit more the $1 Billion in the next few years.<\/p>\n<p>You must be wondering that what term it is precisely and how it is going to be that much revenue-enacting in the coming years?<\/p>\n<p>Well, this new generation is quite busy in their world of learning and earning and as said \u201cTime is precious\u201d we follow and avoid wasting a couple of seconds even &amp; smartphone &amp; multiple apps are helping us out to perform it. While we do shopping, paying electricity bills, booking tickets for vacations and many other services, with the feature of payment system gateways, users can quickly pay for their services online.<\/p>\n<p>The payment gateway integration has now altered into a feature that a majority of mobile apps, proves the necessity &amp; importance of payment gateways in businesses. Keep unlocking other vital reasons for payment gateway integration in apps.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-white\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Introducing-Payment-Gateway\" title=\"Introducing Payment Gateway:\">Introducing Payment Gateway:<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Immense-growth-after-integrating-Payment-Gateways\" title=\"Immense growth after integrating Payment Gateways\">Immense growth after integrating Payment Gateways<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#E-Commerce-industry-experienced-immense-growth-after-integrating-Payment-Gateways\" title=\"E-Commerce industry experienced immense growth after integrating Payment Gateways\">E-Commerce industry experienced immense growth after integrating Payment Gateways<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#How-does-Payment-Gateways-works\" title=\"How does Payment Gateways works:\">How does Payment Gateways works:<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#How-it-works\" title=\"How it works?\">How it works?<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Major-Mobile-Payment-Gateways\" title=\"Major Mobile Payment Gateways\">Major Mobile Payment Gateways<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Braintree\" title=\"Braintree\">Braintree<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#PayPal\" title=\"PayPal\">PayPal<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Stripe\" title=\"Stripe\">Stripe<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Zooz\" title=\"Zooz\">Zooz<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/ripenapps.com\/blog\/payment-gateway-integration-app-need\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introducing-Payment-Gateway\"><\/span><span style=\"font-size: 16pt;\">Introducing Payment Gateway:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Just a couple of years back credit cards and debit cards &amp; doorstep payments were the only option to pay for the services and goods, but now we have various options like online payment system, net-banking in our hands. And this easy-accessibility is all because of the integration of payment gateways in mobile apps. Now, when you buy any product through your mobile app, then there is a mediator involved in between the transaction, that the users want to perform with the financial institution and that is the payment system. The mediator during the payment process between the payments processor &amp; mobile app plays a better role in security terms.<br \/>\nIf you are on the way to develop an app that consists of money-related operation, then this tech-piece would be a torchbearer to know about the payment gateways integration.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Immense-growth-after-integrating-Payment-Gateways\"><\/span><span style=\"font-size: 16pt;\">Immense growth after integrating Payment Gateways<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A vast acceleration is experienced after integrating payment gateways into the app. The traditional method of paying bills and other monetary services was operating only with credit and debit cards. Still, after the inclusion of mobile payments(Payment Gateways), there is an immense growth in sales and revenue as well.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-2002 size-large\" src=\"https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1-1024x1024.png\" alt=\"ecommerce vs in store sales growth\" width=\"735\" height=\"735\" srcset=\"https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1-1024x1024.png 1024w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1-150x150.png 150w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1-300x300.png 300w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1-768x768.png 768w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1.png 1080w\" sizes=\"(max-width: 735px) 100vw, 735px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"E-Commerce-industry-experienced-immense-growth-after-integrating-Payment-Gateways\"><\/span><span style=\"font-size: 16pt;\"><strong>E-Commerce industry experienced immense growth after integrating Payment Gateways<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A report from US says that the e-commerce retail sales augmented by 17% to $453.5 billion in 2017.<br \/>\nThis is one of the fast-accelerating industries in terms of sales and revenue after the inclusion of payment gateways as a significant part of shoppers are becoming online shoppers these days.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-1989 size-large\" src=\"https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1024x927.png\" alt=\"ecommerce vs in store sales growth\" width=\"735\" height=\"665\" srcset=\"https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-1024x927.png 1024w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-300x272.png 300w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth-768x695.png 768w, https:\/\/ripenapps.com\/blog\/wp-content\/uploads\/2020\/03\/ecommerce-vs-in-store-sales-growth.png 1080w\" sizes=\"(max-width: 735px) 100vw, 735px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-does-Payment-Gateways-works\"><\/span><span style=\"font-size: 16pt;\">How does Payment Gateways works:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Payment Gateways are amazing functionality, especially for an online business that makes the payment process efficient &amp; simple as it has been stated that m-wallet is one of the major app development trends in 2020. <span data-teams=\"true\">To keep that encrypted data safe when it leaves the device, you\u2019ll want a backend that meets PCI DSS standards; a <a href=\"https:\/\/www.atlantic.net\/pci-compliant-hosting\/\" target=\"_blank\" rel=\"noopener\">PCI-ready cloud hosting environment<\/a> can shoulder that compliance so your developers stay focused on product features. This functionality ensures the security measures and also protect the sensitive information that is needed while amount transfer via encryption.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"How-it-works\"><\/span><span style=\"font-size: 14pt;\">How it works?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At first, the data is sent to the mobile payment system, which then transferred to the bank where the credit\/debit card is formed.<br \/>\nThe bank receives the data; it syncs the data with the MasterCard &amp; Visa requirements.<br \/>\nThis system gateway verifies the authenticity &amp; availability of the users for its genuinely to make that purchase.<\/p>\n<p>After verification of the user-request from the bank, it sent to the merchant who has raised the request.<br \/>\nAfter completion of this process, the amount is sent to the merchant who had charged from the user to buy the product &amp; transferred to the merchant\u2019s business account.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Major-Mobile-Payment-Gateways\"><\/span><span style=\"font-size: 16pt;\">Major Mobile Payment Gateways<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Seller account type is the main thing to focus on while performing the selection process of a mobile payment gateway system for your app.<br \/>\nThe seller account is that account that is referred to as an online account where payment placed for a short span of time. After this process completes, Payment gateway system processes amount, and it is transacted forward<br \/>\nThe two main types of seller accounts are:<br \/>\nDedicated Seller Account, Aggregated seller account<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Braintree\"><\/span><span style=\"font-size: 14pt;\">Braintree<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Mobile Payment Gateway is widely famous for mainly when it comes to security, that is the reason why it provides high-level protection.<\/li>\n<li>Recurring Billing with specified tools.<\/li>\n<li>Simple SDK that renders easiness to customers.<\/li>\n<li>This SDK provides support for Windows, Android &amp; iOS as well.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"PayPal\"><\/span><span style=\"font-size: 14pt;\">PayPal<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>The available mobile payment gateway provides significant features:<\/strong><\/p>\n<ul>\n<li>Recurring bills<\/li>\n<li>A large number of the transaction can be done easily along with m-pay.<\/li>\n<li>Availability in 180 countries, supports more than 4 card types, can access 25 currencies.<\/li>\n<li>A unique feature of Cheque scanning makes its unique.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Stripe\"><\/span><span style=\"font-size: 14pt;\">Stripe<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Email support and separate chating channels are available for developers in Stripe, which cannot be seen in others.<\/li>\n<li>Migration of Credit card for the new payment gateway.<\/li>\n<li>Available in 120 countries, supports credit cards, Apple Pay &amp; Bitcoin payments.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Zooz\"><\/span><span style=\"font-size: 14pt;\">Zooz<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Integrated into a mobile app swiftly.<\/li>\n<li>Users can save the card details for more convenience.<\/li>\n<li>Screens are highly customizable as user loves it.<\/li>\n<li>Focuses on data<\/li>\n<\/ul>\n<p>As mobile payment is a widely available approach, hence integrating mobile payment gateways in your app(access monetary feature) is a wise approach. If you want to know about the process of<strong> <a href=\"https:\/\/ripenapps.com\/mobile-app-development-company-usa\" target=\"_blank\" rel=\"opener noopener\">mobile app development<\/a> <\/strong>&amp; want to know about app development cost with this integration or without integration then no need to worry our <a href=\"https:\/\/ripenapps.com\/app-development-company-canada\"><strong>talented app developers in canada<\/strong><\/a> who are having expertise in integrating payment gateways are ready to help you out.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-size: 16pt;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Payment Gateway integration gives the user a fast &amp; feasible method to pay bills via a mobile app. In today\u2019s era everyone holding a smartphone and performing payment process in a short span of time and this has been made the lives easy.<\/p>\n<p>The idea of integrating payment gateways into your app would be done at RipenApps successfully. Drop your curiosity at <a href=\"mailto:sales@ripenapps.com\">sales@ripenapps.com<\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The need of Payment gateway into App is becoming a need of today as well as tomorrow as its market value is estimated to hit more the $1 Billion in &hellip; <\/p>\n","protected":false},"author":5,"featured_media":1990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[24,140,14,26,25,139],"tags":[291,46,615,616,617,614,613],"_links":{"self":[{"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/posts\/1984"}],"collection":[{"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/comments?post=1984"}],"version-history":[{"count":21,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/posts\/1984\/revisions"}],"predecessor-version":[{"id":10318,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/posts\/1984\/revisions\/10318"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/media\/1990"}],"wp:attachment":[{"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/media?parent=1984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/categories?post=1984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ripenapps.com\/blog\/wp-json\/wp\/v2\/tags?post=1984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}